Car Loan
Drive Your Dreams, Apply Today
7.99% (8.29% APR)
Drive away in your dream car today—no PCP restrictions, you own the car from day one. Explore a Credit Union car loan tailored for every car choice, whether you're after a luxury model, a family car, first car or a reliable runabout. At Ashbourne Credit Union, we're here to help you hit the road with the car that suits your needs.
Our benefits
Why borrowing with Ashbourne Credit Union is different
No hidden costs or administration fees
If you pay off your loan early or lodge a lump sum we don’t impose an interest penalty on you
Free life cover on your loan (subject to term & conditions)
Fair and honest interest rates
What's different about a Credit Union car loan?
Unlike a Hire Purchase (HP) or Personal Contract Plan (PCP), with a car loan from Ashbourne Credit Union, you own the car from the outset. There are no hidden fees or charges and definitely no balloon payments or mileage restrictions. If you want to own the car you're driving and want the freedom to decide when to sell it, Our Ashbourne Credit Union loan may just be for you.
Maximum Loan Term :
8.29%
8.29%
8.29%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
How it works
In order to get our great car loan rate there are a few small conditions:
- Cheque payable to seller
- Direct Debit is required
- Proof of car details will need to be provided
- Supporting documentation
Loan Documentation required by the Member and Guarantor where applicable:
- Valid Photo I.D passport / driver’s licence
- Proof of Address (bank statement, utility bill dated within the last six months)
- Proof of PPS number on an official document
- Proof of Income (3 most recent payslips, pension payments, social welfare receipts)
- Last 3 months bank statements (for all bank accounts) / credit card statements
- Most recent Mortgage Statement
- Proof of any other additional income
Additionally, if you are self-employed, you will also require
- Last 6 months bank current account, business account and credit card statements
- Most recent account certified by a registered Accountant.
- Most recent Form 11 (will typically refer to the previous financial year)
- Most recent Revenue Notice of Self-Assessment (Chapter 4)
- Tax clearance cert / Letter from Accountant confirming accounts and tax is up to date.
- Cash flow statement
- Proof of any other income
- Proof of rental income and tenant arrangement (i.e., copy of lease / tenant agreement / rent book).
- Other documentation may be required on assessment.
Documents can be handed in at the credit union, uploaded via our website with online loan applications or emailed to our lending team at lending@ashbournecu.ie. Emailed documents must be in PDF format and legible.
Proof of address and Valid ID must be up to date on all accounts.
You can download our supporting documents, click here. Please be advised other documents may be required and will be advised by our lending team.
To view our office opening hours or to contact us click here.
Mobile App
Download our Mobile App to securely check your balances, pay bills or transfer funds.
