Loans

Why get a Credit Union Loan?

Thinking about a loan? Look no further than Ashbourne Credit Union for all your personal lending requirements.

The Credit Union will consider loan applications from members for any worthwhile purpose.

• Our Loans are unlike hire purchase as you own the car from the onset
• No hidden costs or administration fees
• If you pay off your loan early or lodge a lump sum we don’t impose an interest penalty on you
• Free life cover on your loan (subject to term & conditions)
• Fair and honest interest rates

How is a Credit Union Loan assessed?

There are a number of factors involved:

• The loan is assessed on its own merits
• Proven ability to repay
• Members saving history
• Past lending history

Rates on Offer

Standard Rate 9.99% (10.5%)

Secured Rate 5.00% (5.12%)

Standard student Loan 9.99% (10.5%)

Smart Option Student Loan 7.99% (8.29%)

New Vehicle Car rate 6.99% (7.22%)

Used Vehicle Car rate 7.99% ( 8.29%)

What will I have to repay?

What do I need to apply for a Loan?

To apply for a Loan over your shares, you will need to make an appointment with our loan officer. If you don’t have time you can submit an application online (online members) or call the office to make your application over the phone.