Loans Home Improvement Loan

Home Improvement Loan

Whether you’re looking for THE ‘I need a man-shed and soon’ DIY LOAN, or THE ‘magnolia is so last year’ HOME IMPROVEMENT LOAN, come and talk to your local credit union.

  • No hidden costs or administration fees
  • If you pay off your loan early or lodge a lump sum we don’t impose an interest penalty on you.
  • Free life cover on your loan (subject to term & conditions)
  • Fair and honest interest rates

Rates on Offer

Home improvement under €10,000 - 9.99% (10.52 APR)

Home improvement over €10,000 - 7.25% (7.5% APR)

What will I have to repay?

What do I need to apply for a Loan?

Do you know about the Better Energy Scheme?

The Better Energy Homes scheme provides grants to homeowners who invest in energy efficiency improvements in one or more of the following areas: Roof Insulation, Wall Insulation, Installation of a High Efficiency (> 90%) Gas or Oil fired Boiler, Heating Control Upgrades and Solar panels.

The Warmer Homes Scheme (WHS) aims to improve the energy efficiency and comfort conditions of homes occupied by vulnerable households in receipt of the National Fuel Allowance Scheme through the installation of draught proofing, attic insulation, lagging jackets, low energy light bulbs and cavity wall insulation where appropriate

Contact Us
  • Tel:
  • Fax:
  • Email:
  • Address
  • (01) 835 1177
  • (01) 835 3213
  • Main Street, Ashbourne, Co. Meath
Opening Hours
  • mon
  • tue
  • wed
  • thu
  • fri
  • sat
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30

*Closed on Bank Holiday Weekends

St Declans (Ashbourne) Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 294CU