Loans Secured Loan

Secured Loan

Don’t want to use your savings but need a loan? Why not avail of our low interest rate and hassle free service? Secured rate is just 5.00% (5.12% typical APR)

When you come in, we shall need you to bring along up to date photo ID, such as a driver’s licence or passport; a current utility bill, so that we can confirm your up to date address on our system, and finally please bring along proof of your PPS number. This can be found on your payslips, social welfare slips and correspondence from Revenue.

Members are always welcome to walk in and speak with a Loans Officer, an appointment isn’t strictly necessary, but of course if you have a particular time you’d like to come in, we suggest you call ahead to ensure that time is set aside for you. Our lending team are available six full days a week, between 9.30am - 4pm.

For loans covered by your shares, a quick & simple check will need to be carried out with the Irish Credit Bureau as part of the application process. This check will only take a short time, so you can be assured that the whole process is as quick & personal as ever.

If you don’t have time to call in to see us, you are also welcome to apply online. Once you’ve registered for online access to your account, you can follow the simple steps on the Loan Application page and one of our team will call you to discuss your application.

If you have any questions, please do not hesitate contact us.

Rates on Offer?

Secured Rate 5.00% (5.12%)

What will I have to repay?

Contact Us
  • Tel:
  • Fax:
  • Email:
  • Address
  • (01) 835 1177
  • (01) 835 3213
  • Main Street, Ashbourne, Co. Meath
Opening Hours
  • mon
  • tue
  • wed
  • thu
  • fri
  • sat
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30

*Closed on Bank Holiday Weekends

St Declans (Ashbourne) Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 294CU