Membership Membership


Why Join a Credit Union?

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. Credit unions offer members the chance to have control over their own finances by making their own savings work for them.

Members of a Credit Union enjoy many benefits, including:

No Costs - Free Services - Convenience - Community Benefits

  • There are no account fees, maintenance costs or charges
  • We have a wide range of financial services available with a variety of discounts and free services for members
  • Competitive loan interest rates
  • Encouragement and advice on a regular savings programme
  • The office is open all day Monday- Saturday from 9.30 am - 4.30 pm but we do not open on the Saturday of Bank or Public Holiday Weekends
  • New accounts can be opened between 9.30am - 4.00 pm Monday to Saturday
  • Pay into your savings or pay off your loan by paying across the counter, or by Direct Debit
  • The knowledge that your savings are re-invested back into the local community through loans to it members
  • Loan Protection and Life Savings Insurance at no direct cost to eligible members
  • Security of savings through the Credit Union’s Fidelity Bond and through the Irish League of Credit Unions’ Savings Protection Scheme

Please note:
Joining is Easy but you are required to be within our Common Bond to apply for membership.

How do I apply for membership?

Contact Us
  • Tel:
  • Fax:
  • Email:
  • Address
  • (01) 835 1177
  • (01) 835 3213
  • Main Street, Ashbourne, Co. Meath
Opening Hours
  • mon
  • tue
  • wed
  • thu
  • fri
  • sat
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30
  • 09:30 - 16:30

*Closed on Bank Holiday Weekends

St Declans (Ashbourne) Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 294CU