Membership
Become a Member
Our Credit Union is for people, not for profit.
Why Join?
Members of a Credit Union enjoy many benefits, including:
No Costs – Free Services – Convenience – Community Benefits
- There are no Account Fees, maintenance costs or charges.
- We have a wide range of financial services available with a variety of discounts and free services for members.
- Competitive loan interest rates
- Encouragement and advice on a regular savings programme
- The office is open all day Monday, Tuesday, Thursday and Friday. We are open on Saturday mornings from 9.30 am - 1.00 pm but we do not open on the Saturday morning of Bank or Public Holiday Weekends.
- Pay into your savings or pay off your loan by paying across the counter, or by Direct Debit.
- The Knowledge that your savings are re-invested back into the local community through loans to it members.
- Loan Protection and Life Savings Insurance at no direct cost to eligible members.
- Security of savings through the Credit Union’s Fidelity Bond and through the Irish League of Credit Unions’ Savings Protection Scheme.
How do I join?
Joining is Easy. If you are over 16 years of age and within the Common Bond, you may apply for membership by completing a Membership Application Form available from our office.
To be eligible for membership of St Declan’s Credit Union, you must be living or working within our defined Common Bond area and you must present two Forms of Identification to join, proof of your Personal Public Service (PPS) number and pay a once-off Membership fee of €1.00.
Two forms of Identification are required in order to comply with the Criminal Justice Act 1994, Money Laundering, and associated guidelines, relating to all financial institutions.
One form of Identification from both of the sections below is required:
- Evidence of Identification (must show proof of date of birth & recent photo) i.e. Current valid passport, current valid driving licence, age card issued by An Garda Siochana or ML 10 Identification form also issues by An Garda Siochana.
- Evidence of current address (must show address where you live, dated within the last three months), i.e. Original of Recent Household Bill (eg ESB, Gas, Phone), Document from a Government Department, Revenue Service, Bank or Building Society Statement, Household or Motor Insurance.
